2026 BC Tax Credits Estimator
Estimate your BC Climate Action Tax Credit and federal GST/HST credit. Both are refundable, paid quarterly, and based on your family net income.
This calculator provides estimates for educational use only. It is not tax, legal, or financial advice. Figures use published CRA rates and are updated annually — verify against Canada.ca or consult a qualified professional. See our full disclaimer.
Your Household
Estimated BC Refundable Credits
* Simplified estimate using 2024 published base figures. The CRA recalculates credit amounts and thresholds every tax year. Verify your exact entitlement at Canada.ca. Not tax advice.
BC & Federal Refundable Credits
Paid quarterly
Both credits are combined and paid four times a year by the CRA — July, October, January, and April — based on your latest tax return.
Income-tested
The more household net income you report, the smaller the credit. They phase out completely above the published thresholds.
File your T1
You cannot claim these without filing a Canadian income tax return. The CRA uses your return to calculate the exact amount automatically.
Verify with the CRA
This is an educational estimate using 2024 base figures. Confirm current amounts and eligibility at Canada.ca.
BC Tax Credits FAQs
The BC Climate Action Tax Credit is a refundable tax credit for residents of British Columbia with low to moderate incomes. It is paid quarterly with the federal GST/HST credit and is designed to offset the cost of the carbon tax. Eligibility and amounts are based on family net income.
The federal GST/HST credit is a tax-free quarterly payment to individuals and families with low and modest incomes to help offset the GST or HST they pay. It is calculated from your family net income and the number of children in your care.
You generally qualify if you are a Canadian resident for tax purposes, 19 or older (or have a spouse, common-law partner, or child), and file a T1 return. The credit is reduced as family net income rises above the published thresholds.
No. You do not apply separately — the CRA calculates these credits when you file your annual income tax return. This estimator uses published 2024 base figures to give an approximate idea of the amount; your actual credit is determined by the CRA.